Lifetime Financial Planning

What is Lifetime Financial Planning?

Put simply, Lifetime Financial Planning is our unique process designed to help you to achieve your lifestyle goals through the proper management of your finances. We employ a six-stage Lifetime Financial Planning process to help you take a look at where you are now, what the achievement of your goals might cost, and what you must do to accomplish them. This process is cyclical and dynamic, consisting of the following key stages:

1. Identifying your financial objectives or problems.

2. Collecting and assessing all relevant personal and financial data (including attitudinal data, eg: attitude to investment risk).

3. Processing and analysing the information gathered in Stage 2.

4. Producing a written financial plan, which describes how to make the most effective use of the available financial resources to meet the agreed objectives.

5. Implementing the plan - potentially involving the purchase of investments or other financial products.

6. Reviewing progress and modifying the plan, as necessary, to take account of changed circumstances.

What are the outcomes?

The ultimate outcome of our process is the achievement of your lifestyle goals, however experience shows that there are many other positive outcomes over and above your original aims, these typically include:

· A greater understanding of your financial position - knowing what is achievable and what is not.

· Greater peace of mind and a feeling of wellbeing knowing that your finances are in order.

· Freedom to enjoy life without worrying about the latest crisis in financial markets.

· Knowledge that you are a valued client, not just an anonymous account number.

Is the service suitable for me?

Because our service is bespoke it can be tailored to a wide variety of clients and personal circumstances. Clients of Kingswood Consultants are typically successful people who know the value of good advice and want to be treated as individuals. Whilst we don't set financial limits for becoming a member of our Lifetime Financial Planning Service our clients typically enjoy liquid assets in excess of £100,000 and, for those still working, a family income in excess of £80,000 p.a.

What do our clients think?

The majority of our clients are referrals from existing clients and professional connections. Here are a few extracts of what our clients have to say about us:

"I have been looking back over our records, and see that it is fully fifteen years now that you have been advising us. I don't think we've ever spelled it out before, but as this is something of an anniversary, we would just like to express our appreciation for all the help you have given us over the years. We often remark to each other how well looked after we feel."

Mr & Mrs R, Lewes

"My association with your organisation has proved most fruitful. Due to your diligence and experience I have received from my pension providers an unexpected additional cash sum of several thousand pounds. As you will appreciate I am delighted at the outcome"

Mr T, Banbury

"Your advice on establishing, managing and exploiting my SSAS has rewarded me with my largest present asset value - my pension fund. Just brilliant - never a mistake here, always in touch with the right legislation and able to interpret the complexities into simple language with sensible and credible suggestions and proposals on the way forward."

Dr R, Oxford

"During the past 20 years your team have given me their personal attention, resulting in valuable advice which has led to many profitable investments - you don't get better than that! Congratulations Michael & to all your staff."

Colonel M, Bicester