Specialist Planning Services

Bespoke services, for individuals

Whilst our Core Services provide a framework for the basic needs of most clients, we also offer a range of Specialist Planning Services, tailored to your individual requirements. These range from providing a low cost transaction service to intergenerational estate planning.

Portfolio Review Service

If you have already built up an investment or pension portfolio, we offer a complete review service designed to maximise your potential returns. We use state of the art portfolio construction tools, adopting a scientific methodology to establish your attitude to risk and design an efficient asset allocation model. We also seek to lower costs by consolidating and rationalising your portfolio where possible, whilst ensuring adequate diversification is maintained.

Estate Planning Service

For many people, inheritance tax (IHT) is a real and growing concern. We can advise on a range of strategies designed to reduce or mitigate your estate's IHT liability and pass more of your wealth to the next generation without jeopardising your own financial security. Solutions often involve a combination of insurance, investments, gifting and Will planning (in conjunction with your legal advisers). Last minute and post-death planning solutions are also available.

Family Protection Service

We offer advice on how to plan for a range of financial disaster scenarios and ensure that your family's financial security is not jeopardised. We also offer guidance on the appropriate use of the various forms of Trusts and Powers of Attorney.

Retirement Review Service

If you are already retired but feel that your money is simply not working hard enough for you, we can offer a review designed to either increase your income or returns, whilst still allowing you to sleep soundly at night.

Trustee Investment Service

We offer a specialist investment service designed to help Trustees meet their liabilities under the Trustee Act. This service is available to both individual Trustees and Solicitors. All our Financial Planners hold specialist qualifications in Trusts & Taxation (CII G10).

Second Opinion Service

Read something in the paper that looks interesting or concerns you? We're happy to review and offer impartial advice on such matters. We are also available to assess advice offered by other professionals or your bank.

Professional Referral Service

Areas of financial planning often overlap with services provided by the accountancy and legal profession. We can introduce you to an appropriate expert in each field and liaise with them to ensure a professional and coordinated approach is taken.

Alternative Investment Service

If you are interested in alternative investments, which may include buy-to-lets or commercial properties, we can provide an unbiased assessment of the pros and cons, help you to avoid common mistakes and maximise your chances of making a successful investment.

Transaction Only Service

If you are confident making your own financial decisions, we can provide a low cost independent transaction-only service. Whilst we don't offer advice on these transactions, we are able to access many products and services at preferential rates using our collective buying power.

Financial Coaching Service

Financial coaching is available to clients who wish to increase their knowledge and understanding of their financial affairs, identify their goals, make effective use of their resources and make informed decisions moving forward.